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As employers search for ways to lower their health care costs, many are encouraging employees to sign up for a high-deductible health insurance policy paired with a health savings account. An HSA gives you a triple tax break: Your contributions are sheltered from income taxes, the money grows tax-deferred, and the funds can be withdrawn…

Greg Gandy Director Send Email View Full Bio What does an effective estate planning and what can it mean for you and your family? Effective estate planning should address wealth transfer from a practical and cost-effective approach. One estate planning strategy that families with significant wealth should consider is the Family Limited Partnership (“FLP”). A…

In this day and age of social media, e-mails, texts, professional obligations and personal obligations, it seems as if there is no time to stop and smell the roses. In our fast-paced society, one of the most valuable resources that people fail to accumulate is their free time…